9 Of The Best Loyalty Cards You Need In Your Wallet For Ultimate Savings!

9 Of The Best Loyalty Cards You Need In Your Wallet For Ultimate Savings!

Who doesn't love a good deal?

Shopping is fun. It’s even more fun when you get free stuff or discounts! It’s really worth signing up to the best loyalty cards Philippines programs if you’re a regular shopper since you can get extras from spending money!


9 of the best loyalty cards Philippines


best loyalty cards philippines

Source: National Book Store

If you have kids that need to get ready for the next semester? Maybe you need to get new supplies for the next semester at uni. Or topping up the office stationary stash is on your to-do list. Either way, getting discounts on books and stationary is easy with Laking National! 

Joining costs Php100 (Php60 if you’re a student), or free if you have spent receipts of Php5,000 spent at the National Book Store.

Every Php1 spent is equivalent to a point. And every 1000 points is equivalent to Php10.00 ePurse.


best loyalty cards philippines

Source: Facebook @coffeebeanphilippines

Coffee lovers gather! The gift that keeps on giving lets you enjoy coffee and cakes at discounted prices as you spend. 

You can pick one up from any of the Coffee Bean and Tea Leaf (CBTL) outlets for Php195.00. There is no expiration date, but it has no load on it initially. 

Every Php100 spent is equivalent to five points. And each point is equivalent to Php1. However, five points will only be added if Php100 is spent, so if your drink costs Php195.00, you’ll only be able to redeem 5 points. 

New coffee concoctions are free at Open House events to CBTL Swirl Card holders! And members also enjoy free wifi when in any of their outlets.

best loyalty cards philippines

Source: SM Advantage

If you shop in SM malls often, then this is one of the best loyalty cards Philippines for you! The joining fee is Php150 and valid for 2 years. 

Every Php200 spent is equal to one reward point at The SM Store, SM Cinema, Ace Hardware, Uniqlo, Forever 21, amongst several other SM retail partners. If you spend at certain franchises like SM Supermarket, SM Hypermarket, and Watsons, every Php400 is equal to one reward point. They also offer reward points for every Php250 spent at participating Shell stations!

Use the accumulated points to pay for purchases in the SM malls, in addition to exclusive freebies and discounts! And when you spend Php300,000, your card will be upgraded to an SM Prestige Card that offers even MORE perks!


best loyalty cards philippines

Source: Mercury Drug

This is the perfect card for people who buy a lot of medication and pharmaceutical goods! Membership is free and family members can use it as well! Just show receipts of purchases from Mercury Drug stores worth Php1,000 when you claim your Suki card.

Spending Php200 in store earns you one reward point, which can be used for payment in future purchases.


best loyalty cards philippines

Source: Robinsons Rewards Card

Another loyalty scheme in our list of best loyalty cards Philippines, the Robinsons Reward Card allows you to pay for purchases at Robinsons’ stores and partners like Toys R’Us, Daiso, Topshop, and Costa Coffee. 

Applying for the loyalty card costs Php150 and is valid for two years. For every Php400 spent at Robinsons’ stores gives one reward point, while spending Php200 at partner stores earns one reward point. 


best loyalty cards philippines

Source: Petron

If you spent a lot of time on the road, the Petron Value Card will give you extra mileage to keep chugging along. 

Purchase the card for Php50 at any participating Petron station. 

Once you register the card via text message, every Php250 spent on fuel purchases earns you one reward point. Each point is worth Php1 and can be redeemed for services and products. You also get free towing and roadside assistance!


best loyalty cards philippines

Perhaps the most famous high-street coffee brand globally, this loyalty program by Starbucks allows members to earn free bags of exclusive coffee beans, luxurious coffee flasks and free drinks!

It costs Php300 to buy a Starbucks card with an initial load. Once you’ve registered the card to a My Starbucks Rewards account, start earning stars! Whenever you pay using your Starbucks card, you earn one beverage star per drink. Enjoy a free drink after collecting 12 stars!


best loyalty cards philippines

Source: BDO Rewards

It can easily be confused with BDO’s ranges of credit and debit cards. However, the BDO Rewards Card is available to BDO account holders and is specifically for earning and redeeming rewards points on their loyalty scheme. This is one of the best loyalty cards Philippines schemes since if you already have a BDO account, you are eligible to sign up for membership!

If you have a savings or checking account with an average daily balance of Php50,000, you can receive your BDO Rewards card in the mail. Certain loans also qualify, so be sure to check their website to see if you’re eligible.

Earning more points can get you on higher privilege tiers, with Emerald, Sapphire and Diamond level memberships available.

Earn five or ten monthly reward points from BDO deposits, auto loans, home loans or bill payments via BDO Online Banking.

Otherwise, every Php1,000 spent on a BDO debit card earns you one reward point.

Each point is worth Php1 and you can redeem them to pay for purchases at SM retail partners. 



Another contender as one of the best loyalty cards Philippines, the Pag-IBIG Loyalty Card lets Pag-IBIG

best loyalty cards philippines

Source: Pag-IBIG

members save money across many types of expenses. 

Pay Php100 for the application fee at participating Pag-IBIG branches with a duly completed application form. Once your photo is taken and information is verified, you’re good to go!

Save up to 50% on tuition fees, medical and hospital bills, restaurant meals, airline tickets and so much more!


Know anyone who could save a lot of money using the best loyalty cards Philippines? Share this article with them!

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Written by

Vinnie Wong