Cheapest Travel Insurance In Singapore For The Budget Traveller

Even getting the cheapest travel insurance policy is better than not getting travel insurance at all.

Travel insurance is one of the last things on our minds whenever we plan for our holidays. But even if you're buying the cheapest travel insurance in Singapore, it is necessary to consider the expense for your next holiday.

Travel insurance can give you peace of mind should any emergency pop up. Travel insurance plans generally cover minor incidents like loss of luggage and delayed flights. More comprehensive policies will even cover medical and hospitalisation costs.

So if you're planning your next trip, take into account travel insurance. And since you're likely to be on a budget, we've compiled a list of the cheapest travel insurance in Singapore for you to consider.

Cheapest travel insurance in Singapore:

cheapest travel insurance in singapore

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  DirectAsia DA200 FWD Premium Hong Leong Assurance - Basic Allianz Global Assistance Bronze
Premium S$27 S$27 S$27 S$27
Age (for adults) 18 to 70 years old 21 to 69 years old 18 to 70 years old 18 to 69 years old
Age (for elderly) Above 70 years old Above 70 years old Above 70 years old Above 70 years old
Before-trip cover Trip Cancellation: 30 days
Trip Postponement: 30 days
Trip Cancellation: 30 days
Trip Postponement: 30 days
Trip Cancellation: 30 days
Trip Postponement: 30 days
Trip Cancellation: 30 days
Trip Postponement: 30 days
Why this plan is unique Covers for any costs that you are unable to recover for trip cancellation due to a recent terrorist event near to your destination Optional Benefit:
​Sports Equipment Protector up to S$2,000
Cash Relief for Death due to Accident and Sickness up to S$3,000 Paperless online claim submission in a few minutes
Personal accident payment $300,000 / adult
$150,000 / elderly
$200,000 / adult
$40,000 / elderly
$200,000 / adult
$50,000 / elderly
$35,000 / adult
$17,500 / elderly
Medical expenses payout $200,000 / adult
$100,000 / elderly
$200,000 / adult
$40,000 / elderly
$150,000 / adult
$50,000 / elderly
$400,000 / adult
$100,000 / elderly
Terrorism coverage Yes Yes No $35,000 / adult
$17,500 / elderly
Lost baggage Max. $3,000 - Lost bags, personal effects or laptops
Up to $500 per item, pair or set
Up to $300 per item, pair, or set of items, max $3,000
(Up to $1,000 for a laptop)
Up to $500 per item, pair, or set of items, max $3,000 Up to $500 per item, pair, or set of items, max $7,000
Delayed trip  $100 per 6 hrs
(Max $1,000)
$100 per 6 hrs
(Max $300)
$100 per 6 hrs
(Max $1,000)
$100 per 6 hrs
(Max $1,000)
Cancelled trip  $10,000 $7,500 $5,000 $10,000
Repatriation  $1,500,000 / adult
$250,000 / elderly
Unlimited Unlimited S$500,000
Extreme sports  Optional Benefit for Annual Plan only and;
Covered while taking part with a licensed guide
 Yes For scuba diving, hiking and skiing only. For scuba diving, hiking and bungee jumping only.
Coverage  Worldwide except Afghanistan, Democratic Republic of Congo, Iran, Iraq, Libya, Nepal, North Korea, Sudan, Syria, Somalia and Yemen  Worldwide  Worldwide excl. Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria Worldwide excl. Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Sudan and Syria

Comparing travel insurance can be as easy as just looking at your needs. If you're not travelling to any of the excluded countries in the plans, and don't plan on doing extreme sports, buying the cheapest travel insurance in Singapore shouldn't be an issue and isn't hard to compare.

 

Which of these cheapest travel insurance in Singapore do you think is the best? Let us know in the comments.