How To Check Your SSS Contribution Account Online: A Step-By-Step Guide

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Checking your SSS contributions is super easy!

Most of the working population in the Philippines make monthly contributions to the Social Security System (SSS). But if you were to ask who knows how much they contribute, how it’s calculated or what their benefits are, not many will know. If this is you, you’ve come to the right place – we’ll show you the bare basics of what an SSS contribution is and exactly what types of benefits you’re entitled to! Here’s how to check SSS contribution online.

What is an SSS contribution and how to check SSS contribution online?

how to check SSS contribution online

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The SSS is a social insurance program for employees in the Philippines. They provide health and retirement benefits to keep people’s minds at ease in case of health-related issues.

Sickness benefits

If an employee can’t work because of sickness or injury, there is a daily cash allowance for the number of days they’re indisposed.

Maternity benefits

Similarly, this is a cash allowance paid for when someone can’t work due to childbirth (or miscarriage).

Disability benefits

A monthly payment or a lump-sum paid to someone who suffers a partial permanent disability.

Retirement benefits

A monthly payment or a lump-sum paid to someone who does not work due to old age.

Death benefits

A monthly payment or a lump-sum paid to the beneficiaries of someone who is deceased.

Funeral grant

A grant for the deceased family members to pay the burial expenses, ranging from Php20,000 to Php40,000 depending on the contributions made by the deceased.

Salary loan

A cash-loan for employees who need a quick cash injection.

How to check SSS contribution online to see how much is in your account?

The SSS contribution is 11% of an employee’s Monthly Salary Credit (MSC). It caps at Php16,000.

how to check SSS contribution online

Source: SSS

It’s important to note that in reality, an employee will only pay 3.63%, with the employer covering the remaining 7.37%.

Let’s say for example you earn Php20,000 per month. The contribution will be capped at Php16,000, so you’ll pay Php581.30 and your employer pays Php1,178.70.

How do I sign up online?

Now you know the benefits and how much you contribute to your SSS. If you want to check exactly how much you’ve contributed so far, that’s doable. All you have to do is know how to check SSS contribution online. You can do it through My.SSS, an online portal that lets people check their social security records on demand. Even better, you can make transactions through your phone or computer without having to queue up for days (ok, we exaggerate a bit!).

Some of the things you can do:

  • View, download and print your membership records
  • Check your contributions
  • Make online transactions and applying for the different types of benefits
  • Check your SSS loan repayment records
  • Schedule appointments with an SSS branch
  • Discuss any SSS-related issues on the Members’ Forum

And registering couldn’t be any easier! Employees, the self-employed, Overseas Filipino Workers (OFW), unemployed spouses with minimum one month posted SSS contribution, household employees and employers can all sign up.

How to check SSS contribution online: Register for an account

It’s quite intuitive. Head to the registration page and choose one of the ID’s to use to register accordingly.

how to check SSS contribution online

Source: SSS

How to check SSS contribution online: Fill in your personal information

Next, provide the necessary info as requested in the form. Make sure no details are left out. Once you’re finished and are happy you’ve filled it out correctly, submit your application. 

how to check SSS contribution online

Source: SSS

How to check SSS contribution online: Verify your email address

You should receive an email from web.notifications@sss.gov.ph to verify you’ve filled in the right details. If all goes well, the email will have an activation link.

how to check SSS contribution online

Source: SSS

How to check SSS contribution online: Activate your account

You’ll have up to 5 days to activate the account by clicking the link. 

how to check SSS contribution online

Source: SSS

When you choose to do so, you need to set your password the first time you log in. If you choose to wait after 5 days, the link will expire and you’ll need to apply from the beginning again.

how to check SSS contribution online

Source: SSS

If there are any issues, just contact onlineserviceassistance@sss.gov for some troubleshooting help.

 

Now you know how to check SSS contribution online per month and your benefits! Share with your friends if any of them haven’t signed up yet!

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Written by

Vinnie Wong